2026/27 HMRC Rates

Inheritance Tax Calculator

Estimate the inheritance tax liability on your estate

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IHT nil-rate band: £325,000. Residence nil-rate band (RNRB): £175,000 when passing a home to direct descendants. Rate: 40% on amounts above thresholds. For personalised advice, speak to our advisers.

Estate Details

Enter the value of the estate and any exemptions

Estate Value
£
Property, savings, investments, possessions, etc.
Exemptions
Transfers between spouses are IHT-exempt
£
10%+ of net estate = reduced 36% rate
Inheritance Tax Payable
£0.00
on this estate
0%
Effective IHT Rate
£0
Estate After IHT
IHT Calculation

IHT is complex. This calculator provides estimates only. Exemptions include spouse transfers, charitable gifts, business property relief, agricultural relief, and taper relief on gifts made 3–7 years before death. Seek professional advice.

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